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Kiva

The retail world is made or broken based on what happens the 6 weeks surrounding Christmas. The entire world may not bow at the throne of Jesus, but a made-up celebration of his birthday is the biggest fiscal holiday on the planet. Jesus declares his glory even through the mundane giving and receiving of presents at Christmas. You simply cannot deny it.

But what if the world’s people started giving and receiving gifts that reflected the heart of the Gospel? Just like The Passion of the Christ radically transformed the movie industry… what if God’s people radically transformed the Christmas retail space by how they spent money?

Here are five gift ideas that would change things if masses of people did them.

  1. Kiva gift certificates
  2. Purchase a Community Supported Agriculture membership
  3. Sponsor a child with Compassion International
  4. Donate to a socially progressive organization
  5. Hire a socially progressive speaker, author, or organization to come to your town

You want to change the world? Let’s start with at least recognizing the connection between what we spend/support and where that money actually goes. Be good stewards. Be responsible. And the world will change to meet the needs of the worlds people.

That is the heart of capitalism, right?

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The gift of Kiva

December 15, 2009

Learn more about Kiva.

Start investing in entrepreneurs around the world, just $25 to get started.

I’m not going to pretend to be the biggest Kiva supporter in the world. But I made my first loan with them in May 2007 and watched that $25 get repaid, then made another loan with that same $25 and watched that get repaid. And I just made my third loan with that same $25.

If you are looking for a unique gift this Christmas, give the gift of financial investment to a Kiva partner!

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This morning my family invested in a small beauty shop in Nicaragua. The best part about our investment in Sheyla is that we aren’t expected a return on our investment. All we hope to get is the principal with no interest.

Thanks to Kiva, our family can partner with Sheyla or thousands of small business owners in developing countries like hers. (Cambodia, Togo, Sudan, Lebanon, and many more.) Kiva offers “micro-loans” to unqualified entrepreneurs seeking to help them help themselves.

We’re not talking about billions of dollars either. In Shelya’s case she just needs $675 so she can add onto her house, so she can grow her beauty shop while taking care of her two young children.

Kiva is a loan. This means that you will get your money back in about a year. We’ve done it and can attest to it. We got our money back! Of course, we just loan it right back to someone else…. but that isn’t the point. The point is that you can invest your $100 or $500 into a small business and be reasonably certain that money will come back to you. It’s a help out and not a hand out. And I dig that.

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