Permit this heresy: There is no mention of a church owning a building in the New Testement. I’m not saying it’s unbiblical to own a church building, I just think its worth it is worth thinking about.
What would church look like with no building? How would programs change? How would staffing change? How would worship services change? How would staff meetings change?
How would church finances change? How much more mission could you do without building maintanence? Without a mortgage? Without property insurance? How much less stuff would you buy, in general if you had to store it at your house?
How would your community change? If it changed the zoning of church property to commerical or residential? If that space became a public park? If that building became used as a community center?
I’m not saying that churches shouldn’t have buildings. I’m just saying that for some congregations the benefit of having property is not outweighed by the negative impact on the congregations mission and finances.